Local Lending

This is a system where people lend money to funds which go exclusively to local businesses.

The key to the process is that the lenders, also known as investors, would accept a rate of return that is not very competitive.

The local business borrowers would then be able to get capitol at a better than premium rate.  With the money, businesses could build a better product, expand, or withstand lean times. 

The lenders would benefit from this because the neighborhood that they live in will become infused with more money and the value of their homes will rise.  There are also psychological gains in which members of a community feel as if they have a stake in the community's success.

One obstacle in this plan is the risk for the lender where the borrower does not repay.

Track It

This is a program that makes it dirt-simple to enter data.

The UI would have a text input box, where users would input data with the following syntax:
<num> <identified>
For example, a user may input "15 push ups" indicating that they did 15 push ups, or "1000 calories" indicating that they burnt 1000 calories (or ate 1000).  The program would then facilitate analysis of this data - plotting the values over time, providing averages, standard deviations and of course allow for exporting of the data into some other data formats, like excel.

An api could eventually be provided so that the other programs could use the general storage facilities.